Day Care Centers
Private say nurseries and kindergartens are considered hard-to-place liability insurance coverage’s
due to the presence of large numbers of small children entrusted by parents to operators of such
schools. Depending on the activities at the school, qualification and experience of the teachers
and the closeness of the supervision of the youngsters, the liability hazards may be minimal or
potentially very dangerous. Primary limits extend to $1,000,000; sub limits of up to $500,000
apply to coverage of sexual conduct and corporal punishment.