Day Care Centers

Private say nurseries and kindergartens are considered hard-to-place liability insurance coverage’s

due to the presence of large numbers of small children entrusted by parents to operators of such

schools. Depending on the activities at the school, qualification and experience of the teachers

and the closeness of the supervision of the youngsters, the liability hazards may be minimal or

potentially very dangerous. Primary limits extend to $1,000,000; sub limits of up to $500,000

apply to coverage of sexual conduct and corporal punishment.

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